The Importance of PCI

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The Importance of PCI

PCI Compliant merchants are 50% less likely to suffer a data breach.

In order to be complaint you must adhere to numerous standards set forth by the PCI standards council.  You really need to be PCI compliant.   TJX companies lost 46.8 million card numbers on their single breach.  Being PCI complaint is not just a requirement it’s just plain common business sense.  It protects your business.  It protects your customers.  It’s just what you should do.  

A single data breach can put you out of business.  Take PCI seriously.   At Merchant Zoom Inc we will handle all your PCI needs.  We urge you to take a look at https://www.pcisecuritystandards.org/ which is the council website on the data regulations.   If you have any questions, we will walk you through all the tests and self assessments and certify your company.  

Call us today!

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A
Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn
https://www.linkedin.com/in/mchzoom

Twitter
https://twitter.com/mchzoom

 

Content Release Date Feb 18, 2018- MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Chargebacks

Chargeback is the return of funds to a consumer, mainly used in the United States, forcibly initiated by the issuing bank of the instrument used by a consumer to settle a debt. Specifically, it is the reversal of a prior outbound transfer of funds from a consumer’s bank account, line of credit, or credit card.

As a card holder, you probably know that you can call your bank if merchant doesn’t make things right to get your money back. As a merchant, what you may not know is that is known as a “chargeback”. It is a transaction disputed by the cardholder or card issuer. Businesses must be able to provide proof that the disputed transaction is valid and in accordance with Visa/MasterCard regulations or risk having their account debited for the disputed amount.

If you receive a chargeback, we will debit your checking account for the amount of the transaction, and send you a chargeback notice. This notice includes the details of the transaction as well as specific instructions on how to respond. A business receiving a chargeback notice must provide proof that the transaction is valid and satisfactory to the rules/regulations of Visa/MasterCard to get money back. Receiving a chargeback notice can also mean extra processing time and cost to you, a narrower profit margin, and possibly a loss of revenue. That’s why it’s important to carefully track and manage the chargebacks that you receive, avoid future chargebacks, and know your re-presentment rights.

After being notified by a cardholder about a disputed transaction, the cardholder’s issuing bank may order a copy of that particular sales draft through us to determine what occurred at the point of sale. This is called a copy request or retrieval. A retrieval request most often occurs when a cardholder loses their copy of the transaction receipt, does not remember the transaction or questions the transaction for any reason.

To avoid chargebacks, act promptly if contacted directly by the cardholder to resolve a dispute.
If the cardholder does not contact you, respond to inquiries with as much information as possible about the sales transaction in question.

Limit one authorization for each settled transaction.
Obtain an authorization code. Refuse to process a transaction when you receive a declined code during authorization.

To verify cardholder account status, perform a zero value account verification transaction instead of $1.00 authorization transaction.

Include a description of the goods or services on the transaction receipt.
Deliver merchandise or services before charging the card.

Include the CVV2/CVC2 and AVS codes for card not present transactions, if applicable.
Submit transaction receipts on the same day the transactions are authorized.
Make sure an imprint appears on a manual transaction receipt or that the relevant transaction information appears on the terminal-generated transaction receipt.
Do not accept expired cards or cards having effective dates after the date of the transaction.
Void authorizations within your outstanding batches if they are not going to be settled.
Call for Voice Authorization if you are still suspicious of the cardholder, card, or transaction after receiving an approval code

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider. Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

Address
759 Appian Way Ste 1A Pinole, CA 94564
E-Mail Us
Info@mchzoom.com
Contact Us
1-844-624-9666
Website
www.mchzoom.com
Facebook
https://www.facebook.com/mchzoom
LinkedIn https://www.linkedin.com/in/mchzoom
Twitter https://twitter.com/mchzoom

Content Release Date Feb 12, 2018 – MerchantZoom Inc.
Press Release by 72 Charms LLC If you need social media content management or WordPress design reach out us at www.72charms.com

Now Hiring – Apply Today

Inside Sales Bilingual English / Spanish $10/HR + Com + Bonus (hercules, pinole, san pablo, el sob) hide this posting

© craigslist – Map data © OpenStreetMap

(google map)

compensation: $10 / Hr + Commission + Bonuses
employment type: full-time

Inside Sales Bilingual English / Spanish $10.00 an hour plus commission plus bonus (In-Office Required) (hercules, pinole, san pablo, el sob)We are hiring for the position of Telemarketer who will bring us new clients on a monthly basis. We are in an expansion phase and seeking to enlarge its sales team. Energetic, enthusiastic and well-organized team players are welcome to apply and become a member of our growing corporate sales team. $10.00 an hour plus commission plus bonus.

You can work in our office at
759 Appian Way Ste 1A
Pinole, CA 94564

We will also allow you to work remote from home, for the right person.
Send resume via CL or e-mail via CL Relay with your resume, or contact via one of the methods below for an immediate interview.

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider. Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

Address
759 Appian Way Ste 1A
Pinole, CA 94564
E-Mail Us
via CL Relay
Contact Us
510-837-5454
Website
www.mchzoom.com
Facebook
https://www.facebook.com/mchzoom
LinkedIn
https://www.linkedin.com/in/mchzoom
Twitter
https://twitter.com/mchzoom

Ventas internas Bilingüe inglés / español $ 10.00 por hora más comisión más bonificación (se requiere en la oficina) (hercules, pinole, san pablo, el sol)

Estamos contratando el puesto de Telemarketer que nos traerá nuevos clientes mensualmente. Estamos en una fase de expansión y buscamos ampliar su equipo de ventas. Los jugadores de equipo enérgicos, entusiastas y bien organizados pueden inscribirse y convertirse en miembros de nuestro creciente equipo de ventas corporativas. $ 10.00 por hora más comisión más bonificación.

Puedes trabajar en nuestra oficina en
759 Appian Way Ste 1A
Pinole, CA 94564

También le permitiremos trabajar lejos de casa, para la persona adecuada.
Envíe su currículum vitae a través de CL o correo electrónico a través de CL Relay con su currículum, o póngase en contacto a través de uno de los métodos a continuación para una entrevista inmediata.

Con sede en Pinole California, MerchantZoom, Inc. fue fundada por Wally Arakozie. Anteriormente empleado por una de las empresas de procesamiento de comerciantes más grandes aquí en California durante casi una década. Desde los comienzos de la compañía MerchantZoom, se ha convertido en un proveedor comercial nacional acreditado. Además de ofrecer tecnología de punta y tarifas competitivas, MerchantZoom se nutre de un servicio personalizado de atención al cliente local. ¡Para que su negocio pueda ZOOM!

Dirección
759 Appian Way Ste 1A
Pinole, CA 94564
Envíanos un correo electrónico
a través de CL Relay
Contáctenos
510-837-5454
Sitio web
www.mchzoom.com
Facebook
https://www.facebook.com/mchzoom
LinkedIn
https://www.linkedin.com/in/mchzoom
Gorjeo
https://twitter.com/mchzoom

  • OK for recruiters to contact this job poster.
  • do NOT contact us with unsolicited services or offers
  • OK to highlight this job opening for persons with disabilities

What Is a High Risk Business?

A company is considered a high-risk business based on two conditions: it operates within a high-risk industry and risk of financial failure exits. Either or both conditions might apply. The first condition addresses safety and health concerns, and the second condition addresses your company’s viability (continued profitability). However, both circumstances might affect your company’s ability to acquire financing, insurance and merchant accounts.

High-Risk Factors

Banks and merchant account providers consider a business as high risk because of a high level of charge backs, a merchant receives credit card payments, but customers cancel transactions; refunds and returns; and credit card fraud, according to High Risk Expert. Furthermore, banks view companies that have bad credit histories (late paying bills) or that provide no collateral for loans as high risk.

 

Merchant Zoom can place High Risk Business and get your accounts approved.  Here are industries we are proven in.

  • Adult Industry
  • Collection Industry
  • Tobacco
  • Travel Industry
  • Vitamin & Supplements
  • Antiques & Collectibles
  • Event Tickets
  • Astrology & Horoscope
  • Offshore & International
  • Multi-Currency
  • Wines & Brewery
  • Real Estate
  • Lawyer Referral Services
  • Fantasy Sports
  • Ebooks
  • Credit Repair
  • Electronics
  • Tech Support
  • Extended Warranty
  • Drug Paraphernalia
  • E-Cigarette & Vape
  • Tour Operator
  • Weight Loss Program
  • Multi-Level Marketing

 

High risk doesn’t necessarily mean  high cost either. 

Call us today!

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A
Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn
https://www.linkedin.com/in/mchzoom

Twitter
https://twitter.com/mchzoom

 

Content Release Date Jan 30, 2018- MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

High Risk Merchants Wanted

 

Certain business, inherently have a lot of risk a high-risk activity.  Some due to liability associated with using the product; such as sky diving or drug paraphernalia.  Others involve merchant created risk; such as; promising you’ll lose weight and when your customer doesn’t they charge back the product purchase.

Still, often there is a lot of money to be made in these industries and as such someone has to process the payments for these merchants.  Even when our clients have
been turned down by other credit card processors they have found a home with us.  Our business was built so that your business can succeed. No matter what industry you’re in.  Just take a look at some of the high risk merchants we can place.

  • Adult Industry
  • Collection Industry
  • Tobacco
  • Travel Industry
  • Vitamin & Supplements
  • Antiques & Collectibles
  • Event Tickets
  • Astrology & Horoscope
  • Offshore & International
  • Multi-Currency
  • Wines & Brewery
  • Real Estate
  • Lawyer Referral Services
  • Fantasy Sports
  • Ebooks
  • Credit Repair
  • Electronics
  • Tech Support
  • Extended Warranty
  • Drug Paraphernalia
  • E-Cigarette & Vape
  • Tour Operator
  • Weight Loss Program
  • Multi-Level Marketing

 

High risk doesn’t necessarily mean  high cost either. 

Call us today!

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A
Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn
https://www.linkedin.com/in/mchzoom

Twitter
https://twitter.com/mchzoom

 

Content Release Date Jan 22, 2018- MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Martin Luther King Jr. Day 2018

Now, I say to you today my friends, even though we face the difficulties of today and tomorrow, I still have a dream. It is a dream deeply rooted in the American dream. I have a dream that one day this nation will rise up and live out the true meaning of its creed: — we hold these truths to be self-evident, that all men are created equal.

 

We must learn to live together as brothers or perish together as fools.

 

Call us today!

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A
Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn
https://www.linkedin.com/in/mchzoom

Twitter
https://twitter.com/mchzoom

 

Content Release Date Jan 15, 2018- MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Free Statement Analysis

Reading A Credit Card Processing Statement

It’s not enough to simply read a merchant processing statement; the real goal is to understand what you are reading, where your money is going, and to determine whether your business has competitive credit card processing fees.

The goal of understanding a monthly processing statement is being able to answer the following questions:

  • How much am I paying in base cost?
  • How much am I paying in markups?
  • Can I lower base costs?
  • Is my markup competitive?

 

Each of these components is crucial to ensuring that you’re paying as little as possible for credit card processing.

Barriers to Understanding Statements

The three main barriers to understanding a merchant processing statement are lack of knowledge, lack of consistency, and lack of transparency.  Not knowing what to look for is the main barrier to understanding a processing statement. Fundamental knowledge of how credit card processing fees work is a prerequisite to deciphering charges on a processing statement.  The layout and structure of statements vary widely among merchant service providers, making for many different formats. Not only does this make it tough to understand charges on individual statements, it makes it tough to learn how to read a statement when tutorials such as this one don’t match your processor’s statement format.  Merchant service statements embody the lack of transparency that is a major systemic issue in the credit card processing industry. Tiered pricing (also called “bundled pricing”) makes it possible for processors to completely conceal base processing charges.

We offer statement analysis for free. We are going to need you to send us 1 month’s complete previous processing statement.  We’ll email you a detailed analysis that shows exactly how much we can save your merchant. Turnaround on these is typically 24 – 48 hours.

Please make sure the statement is no more than 3 month’s old. Thank you!

  • Check to see if you have attached every page of the monthly statement.
  • Make sure every page of the statement is legible.
  • Make sure the total Visa, MC, and Discover processing volume is over $1,000 for the month.

 

**NOTE: PLEASE SUBMIT A CREDIT CARD PROCESSING STATEMENT. WE WILL NOT DO A FULL ANALYSIS BASED ON ESTIMATED NUMBERS.

 

Call us today!

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A
Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn
https://www.linkedin.com/in/mchzoom

Twitter
https://twitter.com/mchzoom

 

Content Release Date Jan 9, 2018- MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Happy New Year!

We at Merchant Zoom Inc wish you all the best in 2018.  May it be the best year in business so far for you.  Please contact us if you’d like to lower your expenses and increase your profit margins.  That’s what we do here at Merchant Zoom!

Call us today!

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

Address

759 Appian Way Ste 1A
Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn
https://www.linkedin.com/in/mchzoom

Twitter
https://twitter.com/mchzoom

 

Content Release Date Dec 04, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach o

 

Merry Christmas

From all of at Merchant Zoom Inc we wish you a Merry Christmas!

Business Cash Advance

The Business Cash Advance Program is ideal for businesses that might not want to wait weeks for an answer, or cannot qualify for a traditional loan. By basing the funding amount you qualify for on the volume of your average monthly credit card sales or average monthly Bank deposits, the Business Cash Advance program allows lenders to convert your future credit card receivables or bank deposits into the immediate capital you need today!
Benefits Of Business Cash Advance
More Capital
You may qualify for up to 250% of your monthly credit card processing sales volume or your average monthly bank deposits, and use the funds for virtually any business purpose.
Simple Automatic Repayments
Instead of fixed payments required by most traditional banks, repayments are linked to your businesses daily/weekly credit card sales or your bank deposits. Making the pay back process seamless. When sales are slow, payments are minimal and automatically applied until your balance is satisfied.
Need More. Get More.
Approximately 90% of our Business Cash Advance clients participate in the program more than once. In fact, the average customer renews about 10 times!
If you have any questions, let our experts answer these questions. Call us today!

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider. Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

Address
759 Appian Way Ste 1A
Pinole, CA 94564
E-Mail Us
Info@mchzoom.com
Contact Us
1-844-624-9666
Website
www.mchzoom.com
Facebook
https://www.facebook.com/mchzoom
LinkedIn
https://www.linkedin.com/in/mchzoom
Twitter

Content Release Date Dec 18 , 2017 – MerchantZoom Inc.
Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs. If you need social media content management or WordPress design reach out us at www.72charms.com