Avoid Common Mistakes Part 4

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Avoid Common Mistakes Part 4

Continuing on our 4 part series of mistakes made by business owners when buying and maintaining credit card processing services, here is part 3.

 

  1. Before and after the sale Unfortunately it’s common in this industry for a representative to “add” extra fees and charges after you’ve signed the agreement. Worse, the monthly statement that most processors give you is so confusing you most likely never notice it.

It’s not like most any other industry where a provider actually delivers on a price that is quoted.  Verify it for yourself.  When you sign the contract application insist on a photocopy of it.  If you signed a digital copy, insist on an e-mailed copy of it.  Print it.  Read it.  Verify it.  When you get your first statement verify if all the prices are correct and call the 800# to customer service, not your representative, to get it fixed as you have 30 days and the contract and rates “stick”.   If you don’t understand the statement,  call your representative or customer service and have them explain it to you.

  1. Biannual rate increases Every spring Visa and MasterCard adjust interchange rate structures which means that rates usually go up. It’s a common practice to not only pass along the increases but increase their margins. It’s  fair that merchant providers pass on the interchange increase with nothing extra added. It’s not fair to tack on a “padding” to increase their profit margin and blame it on Visa and MasterCard.  So called “Cost Plus” or “Interchange Plus” should insulate you from  these “additional increases” for the most part.

Thanks for reading our 4 part series.

Contact Merchant Zoom today and we’ll consult with you on your best options.

 

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn https://www.linkedin.com/in/mchzoom

Twitter https://twitter.com/mchzoom

 

Content Release Date June 26, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Avoid Common Mistakes Part 3

Continuing on our 4 part series of mistakes made by business owners when buying and maintaining credit card processing services, here is part 3.

 

  1. Contracts In short most companies don’t have them anymore, so in recent years, contract problems have become less of an issue for merchants. However, there are some out there that still exist, including the “forever” contracts that are often attached to “free equipment placement”. It’s free till you “quit” then you pay for the equipment.  Ouch, backward and deceptively hidden “contract” with cancel clause.

Honestly, your representative is typically paid upfront for your account and the cancelation penalty and contract term is a way to protect the actual processor from damages if you leave before they “recoup: your representative’s pay.

So with that said, It’s fairly standard in the industry for a provider to charge a merchant a cancellation fee in the amount of $200 to $500 if the contract is terminated before its expiration date. Contract terms usually vary from 1 to 3 years.

Some contracts out there however call for damages equal to the amount of money the provider would have made if the business would have completed the term of the contract. That can get very expensive. Just make sure if they are going to charge you a cancellation fee for terminating prematurely, that it’s reasonable and doesn’t have any extra hooks in it.

If a provider hasn’t done a good enough job to keep the business, why should the merchant be penalized? Read your contracts and ask your provider the length of the contract and the cancellation fee.

It’s not unreasonable to ask for them to waive their fee but some sales people just don’t have the option and can’t.  Also, if you want a “no contract – no termination penalty”  Expect to pay your equipment and setup fees and other upfront fees instead.  In other words, your representative doesn’t work for free, neither does the processor.

You pay now or you pay later.  Merchant services isn’t to different from Satellite TV or Cell Phone service contracts in this respect.  After all.  You need the service.  So choose to pay for it up front, over time, or at the exit.  As long as the “cost over time” is fair and reasonable, and, you get what you need from someone to help you and service your account.  You’ve done good.

Next week, we will continue our saga with part 4….stay tuned folks…

 

Contact Merchant Zoom today and we’ll consult with you on your best options.

 

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn https://www.linkedin.com/in/mchzoom

Twitter https://twitter.com/mchzoom

 

Content Release Date June 19, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Avoid Common Mistakes Part 2

Continuing on our series of mistakes made by business owner when buying and maintaining credit card processing services.

  1. Card not present or non-swiped credit card rates Let’s take for example a restaurant who has a large delivery component to his business. Don’t be fooled by the “special wholesale rates”. You guessed it, his initial swiped rate was very competitive, but his phone order rates were very high. It’s not uncommon to see merchants of this type paying well over 5% for years.

So how do I know if I’m Card not present?

Simple, if the card isn’t present at the time you take the money you are “Card not present” or “CNP” as it’s called.  Phone orders, Internet Orders, Delivery Orders, Pick-UP Orders (when paid for at time of order), even “Mobile Phone Orders” are all CNP.

If you are CNP, the teaser rates will never work for you and you need to be sure to work with your representative to make sure that you are setup as a 100% CNP merchant so that you do not “downgrade” for any of the cards.  It’s often better to pay a higher rate on the few “Card Present” cards that actually get swiped than get dinged for the bulk of your business.

A better option is to discuss “Interchange Plus” or “Cost Plus” where Interchange is passed thru at exact cost and you pay a flat rate on all transactions.  A good representative will discuss this option with you.

Next week, we will continue our saga….stay tuned folks…

Contact Merchant Zoom today and we’ll consult with you on your best options.

 

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn https://www.linkedin.com/in/mchzoom

Twitter https://twitter.com/mchzoom

 

Content Release Date June 12, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Avoid Common Mistakes Part 1

Lets face it, its easy as a business owner to make mistakes when buying and maintaining credit card processing services. There are two reasons why this is the case.

  1. The merchant processing industry is so complex that it’s challenging even for the most educated merchant to know what to look for when signing up for or maintaining a merchant account.
  2. The industry is not regulated and has low barriers to entry, any Joe Schmo can get into the business. Low barriers to entry have created an environment where unsavory sales practices have become pretty common.

So if you ever had merchant processing at a previous company you probably know exactly what I’m talking about. This is not intended to be a comprehensive list, this is 101 stuff folks.

  1. Promotional Rates “Get a 0.99% rate!” Don’t fall for it. That rate only applies to a limited number of transactions. Higher rates will apply to other card and transaction types. Those rates are often not disclosed. The oldest trick in the book and nearly everyone does it from the small one man shop to the reseller banks to the big mega-providers in the industry.  It’s a bait and switch tactic. Do this ask for ALL rates that may apply.
    1. Reality Check: The difference between a 1.79% and 1.99% rate may seem huge, but unless your like Wal-Mart or something its not.  Calculate it out and see what it actually means. On $50,000 in sales, a 20 basis point difference would be $100 dollars.  It’s frankly small in the larger context of your business and the importance of choosing a good, long term partner.
      1. Moral: Get a competitive rate but don’t buy on price because you’re more likely to get yourself into a bad situation. Your cost cutting efforts may end up costing you.

Next week, we will continue our saga, stay tuned folks.

 

Contact Merchant Zoom today and we’ll consult with you on your best options.

 

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 Address

759 Appian Way Ste 1A Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn https://www.linkedin.com/in/mchzoom

Twitter https://twitter.com/mchzoom

Content Release Date June 5, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.  If you need social media content management or WordPress design reach out us at www.72charms.com

Happy Memorial Day

“Memorial Day isn’t just about honoring veterans, its honoring those who lost their lives. Veterans had the fortune of coming home. For us, that’s a reminder of when we come home we still have a responsibility to serve. It’s a continuation of service that honors our country and those who fell defending it.” – – Pete Hegseth

Have a safe holiday please!

Contact Merchant Zoom today and we’ll consult with you on your best options.

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

Address

759 Appian Way Ste 1A Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn https://www.linkedin.com/in/mchzoom

Twitter https://twitter.com/mchzoom

Content Release Date May 29, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Reading A Merchant Statement Part 3

And Our Final installment on this topic, continuing from last weeks blog, let’s review some more things you need to learn about – not all may apply to you – but many will – so read on.

Monthly and other Misc Fees

CUSTOMER SERVICE / STATEMENT FEE – Monthly fee assessed for overall maintenance

and support of your Signature account

TIP: Merchant accounts can have so many names for the monthly fee we couldn’t possibly list them all.

 

CHARGEBACKS – Processing fee for any chargebacks received in the month

DEBIT ACCESS FEE – The flat-fee charged for accepting debit cards.

WIRELESS TERMINAL FEE – The flat-fee charged for each wireless terminal you use.

HELP DESK – The charge for each help desk call you make to the processor’s help desk.

AVS FEE – Address Verification Service inquiry fee.

This fee MAY appear in the Authorization Fees section

Note that if any of these fees are item-related (such as CHARGEBACKS), then you will see an item count in the center column.

Summary of Monetary Batches – Dollar amounts and the process date of each batch you process, and all chargeback / adjustments for the month. The ‘R & C’ column is for Returns and Corrections, and is not commonly used. This will usually be 0. Note also that debit transactions may appear as separate batches.  At rare times you’ll see reserve account and daily discount information posted here.  If you have anything but a zero here – it’s time to ask your processor to explain it in detail to you.

Contact Merchant Zoom today and we’ll consult with you on your best options.

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn https://www.linkedin.com/in/mchzoom

Twitter https://twitter.com/mchzoom

 

Content Release Date May 22, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Reading A Merchant Statement Part 2

Continuing from last weeks blog, let’s review some more things you need to learn about – not all may apply to you – but many will – so read on.

 

Summary of Card Fees Continued-

Authorization Fees – This section outlines your authorization fees for the month, broken out by the authorization type. Authorizations occur each time you attempt to process a card, as well as each time you close a batch.

(Note that the fees for batch authorizations will appear under the Visa card type.) Some of the authorization types you may see will be:

* POS/LOC or 950 – The per-authorization charged each time your terminal dials out and connects to the processor, using a local phone number.

* POS- WATS-The per-authorization charged each time your terminal dials out and connects to the processor, using a toll-free phone number.

* VOICE-LOC – The charge for each voice authorization (when you must “call center” for an authorization)

* AVS – the per inquiry charges for Address Verification

 

You should see the following items listed:

Card type applicable for the fees below it.

Card fee type, including those items explained above

The dollar amount and/or item count used to determine the fee

The per item or percentage rate of the charge

The total charge for that fee, for that card type

The total fees for that card type

The amount of any pre-paid, qualified discount paid throughout the month. This amount

is DEDUCTED from fees total

The total card fees, after deducting any pre-paid qualified discount fee

 

TIP: How to do the math: 1) ADD up all the figures (total card fees for each card type)

2) SUBTRACT the pre-paid discount figure

3) The difference is the amount charged for Card Fees

 

TIP: pre-paid qualified discount fee Is also known as a “Daily Discount” and may not apply to your account. If it does apply to your account, you should talk to your representative about why you are on daily discounting.  While some merchants may prefer it, it can make accounting much more difficult.

 

Next week we’ll tell you more…stay tuned…or call us and we’ll personally educate you.

 

Contact Merchant Zoom today and we’ll consult with you on your best options.

 

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn https://www.linkedin.com/in/mchzoom

Twitter https://twitter.com/mchzoom

 

Content Release Date May 15, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Reading A Merchant Statement Part 1

Let’s review some things you need to learn about – not all may apply to you – but many will – so read on.

First we have the, Statement Message – This section will contain important information about your account, including any new Visa/ Mastercard rules, programs, etc.  There will also be tips on how to receive the lowest discount rate, special online reporting enhancements, and other important information.  Make sure you read this section thoroughly each month.  It’s also going to tell you about price increases and warnings.  Almost no one reads these – yet – these are undeniably the thing a representative will come back to you and say – “well, did you read the statement message because it was disclosed to you there”.  He may be a bit rude but guess what he’s right…it’s your responsibility to ready it – even if it’s not mailed to you and it’s e-mailed or online and you have to download a PDF.

 

Next we have Total Charge To Your Account – This is the total charge that was debited from your business checking.  It includes all transaction, authorization, discount fee surcharges, and other fees for the month.  The breakdown of these fees is outlined in the following sections.

 

Then we have Summary of Card Deposits – This section shows you, by item count and dollar volume, the total sales, returns, and adjustments (chargebacks and/or re-presentments) for each card type that you accept, for the month covered.  The last column of this section shows you the Net Sales for each card type.  Note that we do NOT show adjustments for card types other than Mastercard and Visa.

 

Be sure and do the duly informed duty of checking the Statement Header – Includes your merchant number, name, mailing address, and the period that the state.  Statement Header – Includes your merchant number, name, mailing address, and the period that the statement covers.  Our Customer Service phone number is also at the bottom of the statement header.

 

Next week we’ll tell you more…stay tuned…or call us and we’ll personally educate you.

 

Contact Merchant Zoom today and we’ll consult with you on your best options.

 

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn https://www.linkedin.com/in/mchzoom

Twitter https://twitter.com/mchzoom

 

Content Release Date May 8, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Factors Utilized in Determining Risk Profile of a Merchant Account

 

There are many payment processors to choose from. The key is selecting the right payment processor

to afford you the best price and proper match. To do this, you want to first understand your risk to the

payment processor. Because most payment processors require a personal guarantee from the owner of

a small company, your personal credit is one of the factors that will determine the relative risk of your

merchant account. Additionally, a card present account will typically be seen as less

risk than a card not present account.

Next, we compare, the common items that determine the overall

risk of a merchant processing account.

Attribute Lower Risk Higher Risk Comments

Processing Method Card            Present Card Not Present Card present transactions represent less risk to the merchant processor

Average Ticket < $100               > $1,000 Larger tickets tend to be more prone to chargebacks

Processing limit <$25,000/mo > $50,000/mo Greater processing volumes must be underwritten more carefully

Forward liability 0 days >           30 days Delays between transaction and product delivery lead to buyer remorse Guarantor’s credit credit score

> 700 credit score < 650 Personal credit very important in evaluating small business merchant acct.

Age of business Bus. >                5 years old New business New businesses much more likely to go out of business

Capital Cash Reserves                Little or no reserves Chargebacks may deplete your cash on hand

Product/service                        Easy to explain Innovative bus. plan New bus. plan may be difficult for underwriter to grasp

Sales tactics                              passive aggressive Out bound telemarketing are among the most aggressive sales tactics

 

All else being equal, a riskier merchant account can expect to pay higher fees. Additionally, you should

expect the approval process to take longer and plan your application process accordingly.

 

Contact Merchant Zoom today and we’ll consult with you on your best options.

 

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 

Address

759 Appian Way Ste 1A Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn https://www.linkedin.com/in/mchzoom

Twitter https://twitter.com/mchzoom

Content Release Date May 1, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

Miscellaneous Fees

Ok, so most of our readers know by now, about, discounts and authorizations and such, let’s dive in to the unholy waters of “other fees”.   Let’s define what they mean and who get’s the money.

Set up Fees:

This fee may be charged by your sales professional for the set up of your account

or for the Terminal or gateway.  Some acquirers provide the equipment or gateway for no charge, they typically charge more for service or have a high termination fee to make up for the out of pocket expense. The key here is to know if you are paying for the third party or gateway or if the fee is merely to set up your account.  So the real question is are we “licensing” the gateway or “paying” the sales professional to write the deal?   Typically, there is “wiggle room” in these fees, but know that you’d not work for free, so should your sales professional?  If it’s actually a “licensing” cost, well, that money is gone and not much to get around it unless there is some type of “promo” going on because sales are slow.  If there is “jump” because they don’t last.

 

Monthly Fees:

Many acquirers name their monthly fees differently. Be sure to ask what all

your monthly fees amount to and what you get for those fees. Most accounts have some form of a

monthly fee often referred to as a customer service fee, statement fee, maintenance fee or account fee.

Do not sign up for any warranty or maintenance program. You will be better served paying for any

equipment if it malfunctions and/or buying your own supplies when needed.

Annual Fees: Some acquirers charge an annual fee. Make sure you get value if you are paying

an annual fee and you clearly understand what that fee entails.

 

Minimum Fees:

Most acquirers charge a minimum fee that will be assessed if your combined

discount and transaction/authorization fee do not exceed a certain amount. The minimum fee is

assessed by subtracting the amount you were billed for your discount and transaction/authorization fee

from the minimum fee amount.  Famous trick applied upon merchants who “demand a super low rate and get it”  because they never pay it, instead the representative factors in the rate they want to charge in to the “minimum rate” and puts the fee in that spot.

 

Third Party or VAR Fees:

Third parties can be a needed and necessary component of your

merchant account. While it would be too long to list all third party fees here, it is important with any

third party to compare their fees with at least one other similar third party to ensure the fees are in line

with their competitor. Common third parties include Internet Payment Gateways and wireless

transaction providers.

 

Early Termination Fees:

One of the widest disparities in acquiring pricing is in the Early Termination Fee. This fee is often overlooked because it is not assessed until you close your account and is not associated with your account set up. Be sure to clearly understand your Early Termination Fee. Never agree to an Early Termination Fee that is charged regardless of when you close.  Buyer beware.  Free terminals often aren’t free and are “paid for” on “exit” as an alternative Early Termination Fee.

Contact Merchant Zoom today and we’ll consult with you on your best options.

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!

 Address

759 Appian Way Ste 1A Pinole, CA 94564

E-Mail Us

Info@mchzoom.com

Contact Us

1-844-624-9666

Website

www.mchzoom.com

Facebook

https://www.facebook.com/mchzoom

LinkedIn https://www.linkedin.com/in/mchzoom

Twitter https://twitter.com/mchzoom

Content Release Date April 24, 2017 – MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com