What Is a High Risk Business?

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What Is a High Risk Business?

A company is considered a high-risk business based on two conditions: it operates within a high-risk industry and risk of financial failure exits. Either or both conditions might apply. The first condition addresses safety and health concerns, and the second condition addresses your company’s viability (continued profitability). However, both circumstances might affect your company’s ability to acquire financing, insurance and merchant accounts.

High-Risk Factors

Banks and merchant account providers consider a business as high risk because of a high level of charge backs, a merchant receives credit card payments, but customers cancel transactions; refunds and returns; and credit card fraud, according to High Risk Expert. Furthermore, banks view companies that have bad credit histories (late paying bills) or that provide no collateral for loans as high risk.


Merchant Zoom can place High Risk Business and get your accounts approved.  Here are industries we are proven in.

  • Adult Industry
  • Collection Industry
  • Tobacco
  • Travel Industry
  • Vitamin & Supplements
  • Antiques & Collectibles
  • Event Tickets
  • Astrology & Horoscope
  • Offshore & International
  • Multi-Currency
  • Wines & Brewery
  • Real Estate
  • Lawyer Referral Services
  • Fantasy Sports
  • Ebooks
  • Credit Repair
  • Electronics
  • Tech Support
  • Extended Warranty
  • Drug Paraphernalia
  • E-Cigarette & Vape
  • Tour Operator
  • Weight Loss Program
  • Multi-Level Marketing


High risk doesn’t necessarily mean  high cost either. 

Call us today!

Headquartered in Pinole California, MerchantZoom, Inc. was founded by Wally Arakozie. Previously employed by one of the largest merchant processing companies here in California for nearly a decade. Since the company’s beginnings MerchantZoom, has grown into a reputable national merchant provider.  Along with delivering state of the art technology and competitive rates, MerchantZoom, thrives on personalized local customer service and support. In order for your business to ZOOM!



759 Appian Way Ste 1A
Pinole, CA 94564

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Content Release Date Jan 30, 2018- MerchantZoom Inc.

Press Release by 72 Charms LLC, content is the responsibility of MerchantZoom, 72 Charms simply does it’s work for hire, contact us if you need to promote your business, otherwise, contact, MerchantZoom at http://mchzoom.com to take care of your processing needs.    If you need social media content management or WordPress design reach out us at www.72charms.com

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